- 1Law No.02/2002/QH11 of December 16, 2002 Law amending and supplementing a number of articles of The Law on the promulgation of legal documents
- 2Law No. 20/2004/QH11 of June 15, 2004 amending and supplementing a number of articles of The Law on credit institutions
- 3Law No. 10/2003/QH11 of June 17, 2003, amending and supplementing a number of articles of the Vietnam State Bank Law
- 4Decree No. 52/2003/ND-CP of May 19, 2003, prescribing the functions, tasks, powers and organizational structure of Vietnam State Bank
- 5Law No. 52-L/CTN of Novermber 12 ,1996, on the promulgation of legal documents
- 6Law No. 06/1997/QH10 of December 12, 1997 on The State Bank of Vietnam
- 7Law No. 07/1997/QH10 of December 12, 1997 on credit institutions
THE STATE BANK OF VIETNAM | SOCIALIST REPUBLIC OF VIETNAM |
No. 783/2005/QD-NHNN | Hanoi, May 31, 2005 |
DECISION
ON THE AMENDMENT, SUPPLEMENT OF PARAGRAPH 6, ARTICLE 1 OF THE DECISION NO. 127/2005/QD-NHNN DATED 3 FEBRUARY 2005 OF THE GOVERNOR OF THE STATE BANK ON THE AMENDMENT, SUPPLEMENT OF SEVERAL ARTICLES OF THE REGULATION ON LENDING BY CREDIT INSTITUTIONS TO CUSTOMERS ISSUED IN CONJUNCTION WITH THE DECISION NO. 1627/2001/QD-NHNN DATED 31 DECEMBER 2001 OF THE GOVERNOR OF THE STATE BANK
THE GOVERNOR OF THE STATE BANK
- Pursuant to the Law on the State Bank of Vietnam in 1997; the Law on the amendment, supplement of several Articles of the Law on the State Bank of Vietnam in 2003;
- Pursuant to the Law on Credit Institutions in 1997; the Law on the amendment, supplement of several Articles of the Law on Credit Institutions in 2004;
- Pursuant to the Law on the issuance of legal documents in 1996; the Law on the amendment, supplement of several Articles of the Law on the issuance of legal documents in 2002;
- Pursuant to the Decree No. 52/2003/ND-CP dated 19 May 2003 of the Government providing for the function, assignment, authority and organizational structure of the State Bank of Vietnam;
- Upon the proposal of the Director of the Monetary Policy Department,
DECIDES:
Article 1. To amend, supplement Paragraph 6, Article 1 of the Decision No. 127/2005/QD-NHNN dated 3 February 2005 of the Governor of the State Bank on the amendment, supplement of several Articles of the Regulation on the lending by credit institutions to customers issued in conjunction with the Decision No. 1627/2001/QD-NHNN dated 31 December 2001 of the Governor of the State Bank as follows:
Article 22. Restructuring of repayment period
1. Credit institutions shall, based on their financial capacity and their valuation of the repayment ability of borrowing customers, make decision by themselves on the restructuring of the repayment period.
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b. If a customer fails to repay in full the loan principals and/or interests on the due date agreed in the credit contract and is assessed by the credit institutions as being able to repay in a certain period of time after the term of lending, credit institutions shall consider the debt rescheduling with the period in line with repayment source of customer.
The entire outstanding principals of customers whose debts repayment period is restructured shall be classified into appropriate debt groups in accordance with applicable provisions on debt classification of the State Bank.
2. Credit institutions must issue provisions on the restructuring of repayment period in line with provisions of the State Bank of Vietnam; the decentralization, delegation of authority to their branches to make decision on the restructuring of the repayment period must ensure the Head office of the timely, full and accurate understanding of loans, the repayment period of which is restructured, for the entire system. Credit institutions shall send their regulation on the restructuring of the repayment period to the State Bank Inspection right after its issuance.
3. For borrowed loans the repayment period of which is restructured, credit institutions must make report in accordance with provisions of the State Bank of Vietnam on the statistic reporting regime applicable to credit institutions.
Article 2. This Decision shall be effective after 15 days since its publication in the Official Gazette.
Article 3. The Director of the Administrative Department, the Director of the Legislation Department, the Director of the Monetary Policy Department and Heads of units of the State Bank, General Managers of the State Bank's branches in provinces, cities under the central Governments management, the Board of Directors and General Directors (Directors) of Credit Institutions shall be responsible for the implementation of this Decision.
THE GOVERNOR OF THE STATE BANK
Le Duc Thuy
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- 1Decision No. 28/2002/QD-NHNN of January 11th, 2002, on the amendment of the article 2 of the Decision No. 1627/2001/QD-NHNN dated 31 December, 2001 of the Governor of the State Bank on the issuance of the regulation on lending by credit institutions to customers.
- 2Decision No. 1627/2001/QD-NHNN of December 31, 2001, on issuing regulations on lending by credit institutions to clients.
- 3Decision No.284/2000/QD-NHNN1 of August 25, 2000 referring to the issuing of a regulation on credit institutions'' lending
- 1Decision No. 127/2005/QD-NHNN of February 3, 2005, on the amendment, supplement of several articles of the regulation on lending by credit institutions to customers issued in conjunction with the Decision No. 1627/2001/QD-NHNN dated 31 December 2001 of the Governor of the State Bank
- 2Circular No. 39/2016/TT-NHNN dated December 30, 2016,
- 3Circular No. 39/2016/TT-NHNN dated December 30, 2016,
- 1Decision No. 28/2002/QD-NHNN of January 11th, 2002, on the amendment of the article 2 of the Decision No. 1627/2001/QD-NHNN dated 31 December, 2001 of the Governor of the State Bank on the issuance of the regulation on lending by credit institutions to customers.
- 2Decision No. 1627/2001/QD-NHNN of December 31, 2001, on issuing regulations on lending by credit institutions to clients.
- 3Decision No.284/2000/QD-NHNN1 of August 25, 2000 referring to the issuing of a regulation on credit institutions'' lending
- 4Law No. 06/1997/QH10 of December 12, 1997 on The State Bank of Vietnam
- 5Law No. 07/1997/QH10 of December 12, 1997 on credit institutions
- 6Law No. 52-L/CTN of Novermber 12 ,1996, on the promulgation of legal documents
Decision No. 783/2005/QD-NHNN of May 31, 2005, on the amendment, supplement of paragraph 6, article 1 of the Decision No. 127/2005/QD-NHNN dated 3 February 2005 of the Governor of the State Bank on the amendment, supplement of several articles of the regulation on lending by credit institutions to customers issued in conjunction with the Decision No. 1627/2001/QD-NHNN dated 31 December 2001 of the Governor of the State Bank
- Số hiệu: 783/2005/QD-NHNN
- Loại văn bản: Quyết định
- Ngày ban hành: 31/05/2005
- Nơi ban hành: Ngân hàng Nhà nước
- Người ký: Lê Đức Thúy
- Ngày công báo: Đang cập nhật
- Số công báo: Đang cập nhật
- Ngày hiệu lực: 23/06/2005
- Ngày hết hiệu lực: 15/03/2017
- Tình trạng hiệu lực: Hết hiệu lực